Dec 26

2012 Housing Market Predictions: Prices and Rates to Remain Low

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Home prices in 20 U.S. cities probably declined at a slower pace and consumer confidence improved, signs the economy gained strength heading into 2012, economists said before reports this week.

 

Property values dropped 3.2 percent in October from the same month in 2010, the smallest year-over-year decrease since January, according to the median forecast of

Dec 24

Purple: Bombs at the Education Factory: A 2001 Journal, cont.u

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Dec 21

California Pending Home Sales Decline in November, but Year-to-Year Sales Post Higher for Seventh St

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Pending home sales in California fell in November but were up from the previous year for the seventh consecutive month. Additionally, distressed home sales dropped in November from both the previous month and year, the CALIFORNIA ASSOCIATION OF REALTORS(R) (C.A.R.) reported today.

Pending home sales: California pending home sales fell 9.1 percent in

Dec 20

Holiday Gift List

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Local. Artistic. Small business.

The words are used time and again in Santa Cruz with good reason. We all love living here in our little slice of paradise. And we want to stay here. With our friends. Our local friends, who happen to be artistic and gifted and running a small business.

Support your community this holiday season by supporting these

Dec 15

Why the VA Home Loan Is Still The Better Choice for Veterans

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Within the last year conventional lending programs have lessened their strict lending requirements, but that doesn't mean that obtaining a conventional home loan has become any easier. In fact, conventional lending is just as unaffordable and inaccessible as it has ever been to the average American which has led many to either avoid homeownership altogether

Dec 14

Beverage Art

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Cory's first entry(Bay); Woman pursued by alien cockroach.

12/13/11

 

 

Sleeping in Saturday by Alex (SV)

 12/14/11

Full Moon xmas shopping by Shawn (Pacific)

12/15/11

 

Christmas ear by Shelly

Dec 13

Great Tasting Artisan Chocolate In Santa Cruz

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Great Tasting Artisan Chocolate In Santa Cruz

Get started today and boost your energy naturally with some Xocai artisan chocolate.

People around Santa Cruz are finding that finally they can do something amazing for their health and still eat or drink wonderful healthy chocolate. A lot of companies tout artisan chocolate, but miss the mark on the health benefits that good dark chocolate can deliver.

Did

Dec 12

Purple: Bombs at the Education Factory: A 2001 Journal, cont.u

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Dec 06

Housing Market Bottoming Out: Clear as Egg Nog

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Since the beginning of the house-price crash in 2007, analyst after analyst has predicted that "the bottom" in house prices is just around the corner - only to be wrong every time.

But now, finally, it looks as though house prices may actually be nearing a bottom. Why?

Because, after falling nearly 35% from their 2007 peak, nationwide house prices are finally

Dec 06

Purple: Bombs at the Education Factory: A 2001 Journal, cont.u

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Dec 05

Purple: Bombs at the Education Factory: A 2001 Journal, cont.u

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Nov 30

Purple: Bombs at the Education Factory: A 2001 Journal, cont.u

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Nov 29

More Weight Loss Shake Recipes For Santa Cruz

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Santa Cruz Chocolate Milkshake DietI love the taste of the Xocai ProteinMeal Shake. I really do. I have one or two every day. Sometimes I like to mix things up a bit and try new flavors. I use the Xocai weight loss shake as a base for making healthy high-antioxidant diet smoothies. You can download additional Xocai ProteinMeal recipes from the MXI Chocolate website.

Here are some of

Nov 28

Purple: Bombs at the Education Factory: A 2001 Journal, cont.u

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Nov 28

2012 Commercial Real Estate Forecast: Gradually Improving

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Commercial real estate markets have been relatively flat this year, but improving fundamentals mean a more positive trend is expected in 2012, according to the National Association of Realtors.

Lawrence Yun, NAR chief economist, said there is little change in most of the commercial market sectors. "Vacancy rates are flat, leasing is soft and concessions

Nov 23

Purple: Bombs at the Education Factory: A 2001 Journal, cont.

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Nov 20

Purple: Bombs at the Education Factory: A 2001 Journal, cont.

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Nov 16

Real Estate: Why Home Prices Won't Bottom Out

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Watching the U.S. home market struggle to rebound is like listening to children in the back of a car. No, we're not there yet. The National Association of Realtors reported that ten real estate markets are "leading the nation toward a general recovery and stability of the housing sector," but myriad problems are going to weigh down the housing market for

Nov 15

History of Strong Chocolate Sales In California

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Monterey biggest MLM listThe chocolate industry in California and the development of the MLM business model both have a rich history. Let's talk about the past and how it relates to chocolate sales in general and the Xocai MLM healthy chocolate opportunity in particular.

History shows that carefully-managed legitimate MLM companies such as MXI Corporation thrive in a weak

Nov 14

Purple: Bombs at the Education Factory: A 2001 Journal, cont.

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