Blogs

Nov 10

Bay Area Real Estate: Finally! Some Good News

member364276 Published in Santa Cruz Real Estate, Real Estate, Local News, Economics by member364276 | Comment (0)

SAN JOSE, Calif. (KGO) -- Here's the best news you've heard in years about Bay Area real estate. A new report offers not just a glimmer of hope in California's housing market, but predicts a roaring comeback over the next six years. We could be poised for a dramatic comeback.

ABC7 spoke with the California director of the Economic Forecast and he's
Nov 07

How to Properly Evaluate a Real Estate Opportunity

member364276 Published in Untagged  by member364276 | Comment (0)

Properly evaluating a real estate investment opportunity can sometimes be a tricky endeavor. There are many factors that can come into play, and it can be hard to focus in on the things that really matter. While I don't propose to have a magical formula for finding great real estate investments, I do have over 15 years of experience investing in real

Nov 07

Weasel on West Cliff

Cruzio Reporter Published in Zen, Weather, Santa Cruz by Cruzio Reporter | Comment (0)

What a surprising sight. What a delight.
 
Out of what looked like a common gopher hole, by the path on West Cliff Drive in Santa Cruz, peeked a long-tailed weasel. Much, much cuter than a gopher, with catlike grace but a much longer, skinnier body, the weasel popped in and out of its hole a few times, then scurried down the cliff face to the bay. We haven't
Nov 05

Purple: Bombs at the Education Factory: A 2001 Journal, cont.

Purple Published in Remembrance, Reflections by Purple | Comment (0)
Nov 02

Purple: Bombs at the Education Factory: A 2001 Journal, cont.

Purple Published in Remembrance, Reflections by Purple | Comment (0)
Nov 02

Revamped mortgage program: Will homeowners be able to refinance?

member364276 Published in Santa Cruz Real Estate, Mortgage, Foreclosure, Economics by member364276 | Comment (0)

 

President Obama flew to Las Vegas, ground zero of the housing crisis, to unveil a revamp of the Home Affordable Refinance Program.

With mortgage interest rates at near historic lows, millions of homeowners have refinanced to rates as low as 4 percent for a 30-year fixed-rate mortgage or 3 percent for a 10-year fixed-rate mortgage.However, millions of other

Nov 01

Purple: Bombs at the Education Factory: A 2001 Journal, cont.

Purple Published in Remembrance, Reflections by Purple | Comment (0)
Oct 31

Halloween 2011 on Pacific Avenue

Cruzio Reporter Published in Santa Cruz, Holidays by Cruzio Reporter | Comment (0)

Pacific Avenue: the place to be on Halloween
 
And it's only going to get crazier as the evening wears on... 
 
 
 
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Oct 30

Purple: Bombs at the Education Factory: A 2001 Journal, cont.

Purple Published in Untagged  by Purple | Comment (0)
Oct 28

Median Home Price Drops Below $500K in Santa Cruz County

member364276 Published in Santa Cruz Real Estate, Santa Cruz, Real Estate, Mortgage, Foreclosure, Economics, Current Events by member364276 | Comment (0)

 

SANTA CRUZ --" The median sales price for a single-family home in Santa Cruz County in September was $490,000, the same as in August. The median, which is the midpoint of what sold, has topped $500,000 only one month this year unlike last year, when the median topped half a million for most of the year.

There were 145 sales in September, about the same as a

Oct 28

Purple: Bombs at the Education Factory: A 2001 Journal

Purple Published in Remembrance, Reflections by Purple | Comment (0)
Oct 26

Billion Dollar Chocolate Market in California

O Chocolate Published in weight loss, Unique Food, stuff we like, really good food, Local Business, healthy chocolate, Health, Gourmet Food, Foodie, business opportunity by O Chocolate | Comment (0)


Own Your Own Santa Cruz Healthy Chocolate BusinessIf you have been toying with the idea of starting your own home-based Santa Cruz business, I have a suggestion. Pick any of our healthy chocolate products: Xocai Nuggets, Xocai Omega Squares, the Xocai protein bar, Activ, Sipping Xocolate, the Xocai Powerhouse cookie, or the fabulous Xocai protein shake. Now, figure out which Santa Cruz submarkets would be
Oct 26

Bombs at the Education Factory: A 2001 Journal

Purple Published in Untagged  by Purple | Comment (0)
Oct 24

Mortgage-Backed Securities Plunge As Refinance Plan Emerges

member364276 Published in Untagged  by member364276 | Comment (0)

Mortgage-backed securities issued by Fannie Mae (FNMA) and Freddie Mac (FMCC) plummeted in price on Monday after the top housing regulator surprised investors by expanding an existing refinancing program to more borrowers and removing a key hurdle that has kept banks from approving new loans.

MBS tied to loans with high interest rates fell the most as those

Oct 23

Purple: Bombs at the Education Factory: A 2001 Journal

Purple Published in Remembrance, Reflections by Purple | Comment (0)

PURPOSE OF EDUCATION

I am a survivor of a concentration camp. My eyes saw what no person should witness. Gas chambers built by learned engineers. Children poisoned by educated physicians. Infants killed by high school and college graduates. So I'm suspicious of education. My request is: help your students to be human. Your efforts must never produce

Oct 20

CA Pending Home Sales Post Lower in September

member364276 Published in Santa Cruz Real Estate, Real Estate, California Economics by member364276 | Comment (0)

Pending home sales in California fell in September, as is typical for this time of year, but were up from the previous year for the fifth consecutive month. Additionally, distressed home sales increased slightly in September from both the previous month and year, the CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) reported today.Pending home sales:

California

Oct 19

Purple: Bombs at the Education Factory: A 2001 Journal

Purple Published in Untagged  by Purple | Comment (0)
Oct 18

Home Short Sales Rise in ‘Dramatic Shift’ May Boost Prices

member364276 Published in Santa Cruz Real Estate, Santa Cruz, Real Estate, Mortgage, Foreclosure, Economics, California Economics by member364276 | Comment (0)

U.S. home prices may get a boost from an unlikely source: a pickup in sales of properties in default before they reach the stage where they are repossessed by the bank and sold. There has been a "dramatic shift" in banks' willingness to sell a property for less than the mortgage balance to avoid foreclosing, said Ron Peltier, chairman and chief executive

Oct 14

The Vitamin D/Sunscreen Dilemma

O Chocolate Published in Unique Food, stuff we like, stuff we all need, Local Business, healthy chocolate, Health Care, Gourmet Food, Foodie by O Chocolate | Comment (0)
The Vitamin D/Sunscreen Dilemma In Pacific Grove

The Vitamin D/Sunscreen Dilemma In Pacific GroveFor the past thirty years or so, dutiful parents have been slathering their children with sunscreen when the little swimmers or soccer players head out into the sun. Dermatologists and oncologists have urged us to be vigilant about skin cancer risks.

That's all well and good, right? Then we started hearing
Oct 13

Explosive Speeds from Cruzio's New Velocity Product

Cruzio Reporter Published in Velocity, Internet, Cruzio by Cruzio Reporter | Comment (0)

There's a reason we're calling our new Internet service "Velocity."

 

First, though, we've got to give a disclaimer. Velocity speeds vary widely depending on your location and the quality of your lines. In Santa Cruz County, where our geography is mountainous and there are many rural areas, we know there are a lot of places where speeds would be only a small

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